M&A Advisory Services Disclaimers

Effective Date: November 17, 2025

Last Updated: November 17, 2025

Important Notice to All Website Visitors

PLEASE READ THESE DISCLAIMERS CAREFULLY BEFORE USING THIS WEBSITE OR RELYING ON ANY INFORMATION CONTAINED HEREIN.

TDQ Enterprises, Inc., doing business as Trusted Business Transaction Advisors ("we," "us," "our," "Company," or "Trusted BTA"), provides this website (trustedbta.com) and all information contained herein for general informational and educational purposes only.

THE INFORMATION ON THIS WEBSITE DOES NOT CONSTITUTE PROFESSIONAL ADVICE AND SHOULD NOT BE RELIED UPON AS SUCH. NO ADVISORY RELATIONSHIP, FIDUCIARY RELATIONSHIP, OR ANY OTHER PROFESSIONAL RELATIONSHIP IS CREATED BY ACCESSING, BROWSING, OR USING THIS WEBSITE.

These disclaimers supplement and are incorporated into our Website Terms of Use and Privacy Policy.

1. No Advisory Relationship Created

1.1 General Disclaimer

ACCESSING THIS WEBSITE, READING CONTENT ON THIS WEBSITE, SUBMITTING INQUIRIES THROUGH CONTACT FORMS, SUBSCRIBING TO OUR NEWSLETTER, DOWNLOADING MATERIALS, OR ANY OTHER INTERACTION WITH THIS WEBSITE DOES NOT CREATE AN ADVISORY RELATIONSHIP, CLIENT RELATIONSHIP, FIDUCIARY RELATIONSHIP, CONTRACTUAL RELATIONSHIP, OR ANY OTHER PROFESSIONAL RELATIONSHIP BETWEEN YOU AND TDQ ENTERPRISES, INC. OR TRUSTED BUSINESS TRANSACTION ADVISORS.

An advisory relationship is created only when and if:

1. We complete our conflicts of interest review and determine we can represent you
2. Both parties execute a written engagement agreement specifying the scope of services, fees, and terms
3. We provide written confirmation that the engagement has commenced

1.2 Pre-Engagement Communications Are Not Confidential

ANY INFORMATION YOU PROVIDE TO US PRIOR TO EXECUTING A WRITTEN ENGAGEMENT AGREEMENT IS NOT TREATED AS CONFIDENTIAL. We have no duty to maintain the confidentiality of information submitted through:

• Contact forms on this website
• Email communications
• Phone calls
• In-person meetings
• Any other pre-engagement communications

DO NOT SEND CONFIDENTIAL, PROPRIETARY, OR SENSITIVE BUSINESS INFORMATION UNTIL A WRITTEN ENGAGEMENT AGREEMENT WITH CONFIDENTIALITY PROVISIONS HAS BEEN EXECUTED.

1.3 No Obligation to Respond

We have no obligation to respond to inquiries, provide advice, or take any action based on information you submit. We reserve the right, in our sole discretion, to decline any inquiry or potential engagement for any reason, including but not limited to:

• Conflicts of interest
• Lack of expertise in the specific area
• Insufficient resources
• Lack of fit with our service offerings
• Any other business reason

1.4 Conflicts of Interest

We may be prevented from representing you due to conflicts of interest with existing or former clients, even after you have provided information or engaged in preliminary discussions with us. We have no obligation to:

• Inform you of specific conflicts
• Decline other engagements based on preliminary discussions with you
• Maintain lists of parties you consider competitors or adverse parties

2. Not Professional Advice

2.1 General Statement

THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. IT IS NOT, AND SHALL NOT BE CONSTRUED AS, PROFESSIONAL ADVICE OF ANY KIND.

Specifically, the information on this website is NOT:

• Not Investment Advice: Nothing on this website constitutes investment advice, securities recommendations, or guidance on whether to buy, sell, hold, or invest in any business, security, or other investment. We are not registered investment advisors or broker-dealers.
• Not Legal Advice: We are not a law firm and do not provide legal advice or legal opinions. All legal matters should be directed to qualified, licensed attorneys. Nothing on this website creates an attorney-client relationship.
• Not Tax Advice: We do not provide tax advice, tax planning services, or tax preparation services. Consult qualified tax professionals regarding all tax matters.
• Not Accounting Advice: We do not provide accounting services, audit services, financial statement preparation, or assurance services. Consult qualified certified public accountants for accounting matters.
• Not Formal Business Valuations: While we may discuss valuation concepts and methodologies, nothing on this website constitutes a formal business valuation, fairness opinion, or appraisal.
• Not Securities Advice: We do not provide advice regarding securities offerings, securities compliance, public offerings, private placements, or other securities matters. Consult securities attorneys and registered broker-dealers for such matters.
• Not Regulatory Advice: We do not provide advice regarding regulatory compliance, licensing requirements, or industry-specific regulations. Consult attorneys and regulatory specialists for such matters.

2.2 Requirement to Seek Professional Counsel

YOU MUST CONSULT QUALIFIED PROFESSIONALS BEFORE MAKING ANY BUSINESS DECISIONS.

Before entering into any business transaction, including but not limited to:

• Buying or selling a business
• Merging with another entity
• Restructuring your business
• Making significant business investments
• Implementing exit strategies
• Engaging in business transitions

YOU MUST OBTAIN ADVICE FROM:

• Licensed attorneys regarding legal matters
• Certified public accountants regarding accounting and financial matters
• Tax professionals regarding tax implications
• Financial advisors regarding investment considerations
• Industry specialists regarding industry-specific issues
• Insurance professionals regarding insurance and risk management
• Banking professionals regarding financing options

DO NOT RELY ON INFORMATION FROM THIS WEBSITE AS A SUBSTITUTE FOR PROFESSIONAL ADVICE.

2.3 Information Not Specific to Your Situation

All information on this website is general in nature and is not tailored to your specific:

• Business circumstances
• Financial situation
• Industry or sector
• Geographic location
• Legal and regulatory environment
• Tax situation
• Goals and objectives
• Risk tolerance
• Time horizon

What may be appropriate for one business may be completely inappropriate for another. You must evaluate all information in the context of your specific circumstances with the assistance of qualified professionals.

3. WE ARE BUSINESS ADVISORS, NOT BUSINESS BROKERS

3.1 Important Distinction

TDQ Enterprises, Inc. d/b/a Trusted Business Transaction Advisors is a business advisory firm specializing in mergers and acquisitions advisory services. We are not business brokers. The distinction is critical:

Business Brokers typically:

• List businesses for sale
• Market businesses to potential buyers
• Facilitate transactions between buyers and sellers
• Work on commission basis tied to transaction completion
• May represent multiple parties in transactions

Business Advisors (Our Model) provide:

• Strategic advisory services
• Transaction planning and structuring
• Due diligence coordination
• Negotiation support
• Process management and oversight
• Exit planning and preparation
• Post-transaction integration support
• Advisory services representing client interests exclusively

3.2 Our Services

Our services include, but are not limited to:

• Sell-Side M&A Advisory: Advising business owners on selling their businesses, including preparation, valuation analysis, buyer identification, negotiation support, and transaction management
• Buy-Side M&A Advisory: Advising clients on business acquisitions, including target identification, valuation analysis, due diligence coordination, negotiation support, and transaction management
• Exit Planning: Strategic planning for business transitions and exits
• Business Transition Services: Facilitating smooth transitions of business ownership and management
• Post-Transaction Integration Support: Assisting with integration planning and execution following transactions
• Interim Executive Services: Providing transitional leadership during periods of change
• General Business Advisory: Strategic advice on business operations, growth strategies, and other matters

The scope of any actual engagement is defined solely by a written engagement agreement. Services described on this website are general descriptions only and do not constitute an offer or commitment to provide any specific services.

4. BUSINESS VALUATION DISCLAIMERS

4.1 No Formal Valuations Provided

Information on this website regarding business valuations, valuation methodologies, valuation multiples, pricing guidance, and value estimates is provided for general educational and informational purposes only. Nothing on this website constitutes:

• A formal business valuation or appraisal
• A fairness opinion
• A solvency opinion
• An expert determination of value
• A certified valuation for any purpose
• Valuation advice specific to your business

4.2 Valuation Subjectivity and Variables

Business valuation is inherently subjective. The value of any business depends on numerous factors, including but not limited to:

Business-Specific Factors:

• Historical and projected financial performance
• Revenue growth rates and trends
• Profitability margins and trends
• Customer concentration and retention
• Competitive position and market share
• Management team strength and depth
• Quality of earnings and discretionary adjustments
• Working capital requirements
• Capital expenditure needs
• Intellectual property and intangible assets
• Business model and scalability
• Operational efficiency
• Technology and systems
• Contracts and recurring revenue
• Legal and regulatory compliance

Market and Industry Factors:

• Market conditions at time of transaction
• Industry trends and outlook
• Comparable transaction multiples
• Public company trading multiples
• Buyer demand and competition
• Availability of financing
• Economic conditions
• Interest rate environment
• Industry consolidation trends
• Regulatory environment
• Technological disruption risks

Transaction-Specific Factors:

• Strategic value to specific buyer
• Synergies and cost savings potential
• Deal structure (asset vs. stock, earnouts, etc.)
• Terms and conditions
• Seller financing availability
• Transition and employment agreements
• Non-compete agreements
• Indemnification provisions
• Purchase price allocation

Different valuation methodologies can produce significantly different value conclusions. Common methodologies include:

• Market approach (comparable transactions, public company multiples)
• Income approach (discounted cash flow, capitalization of earnings)
• Asset-based approach (book value adjustments, liquidation value)

The selection of methodology, assumptions used, and judgments made can materially affect value conclusions.

4.3 No Guarantee of Transaction Value

We make no representations, warranties, or guarantees regarding:

• The value that any business may achieve in a transaction
• Whether a transaction will be completed
• The terms that may be obtained
• The time required to complete a transaction
• The number or quality of potential buyers or sellers
• Market conditions at any future time
• Buyer interest or demand

Actual transaction values may be materially higher or lower than any estimates, ranges, or valuations discussed.

4.4 Valuation Tools and Calculators

Any valuation tools, calculators, or estimators provided on this website are:

• Simplified models for illustrative purposes only
• Based on limited information and assumptions
• Not substitutes for comprehensive business valuations
• Not reliable for any decision-making purpose
• Subject to significant limitations and margin of error

Do not rely on output from valuation tools for any purpose. Obtain a comprehensive valuation from qualified valuation professionals.

5. TRANSACTION DISCLAIMERS

5.1 No Guarantee of Transaction Completion

We make no guarantees, representations, or warranties that:

• Any transaction will be completed
• Any transaction will be completed within any specific timeframe
• Any specific price, terms, or structure will be achieved
• Financing will be available or obtained
• Due diligence will not reveal material issues
• Regulatory approvals will be obtained
• Any specific buyer or seller will be identified
• Market conditions will remain favorable

5.2 Transaction Timelines

Mergers and acquisitions transactions are complex and time-consuming. While we provide general information about typical transaction timelines, actual timelines vary significantly based on:

• Transaction size and complexity
• Number of parties involved
• Due diligence findings
• Negotiation dynamics
• Financing requirements and availability
• Regulatory approvals required
• Market conditions
• External factors beyond anyone's control

General Industry Information (For Educational Purposes Only):

• Industry data suggests sell-side transactions typically take approximately 9-16 months from engagement to closing
• Many transactions take longer than average
• Some transactions are not completed at all
• Transaction timelines are highly variable and unpredictable

We make no representations about how long any specific transaction may take. Timeline estimates, if provided in an engagement, are estimates only and not guarantees.

5.3 Transaction Risks

Business transactions involve significant risks, including but not limited to:

• Transaction may not close
• Terms may change during negotiation
• Due diligence may reveal material adverse information
• Financing may not be available or may be more expensive than anticipated
• Regulatory approvals may be denied or delayed
• Key employees may leave
• Customers may defect
• Market conditions may deteriorate
• Earnout provisions may not be achieved
• Representations and warranties may be breached
• Indemnification claims may be asserted
• Integration may be more difficult than anticipated
• Synergies may not be realized
• Seller may have post-closing obligations and liabilities
• Buyer may face unexpected challenges

You assume all risks associated with any transaction you enter into.

5.4 Third-Party Professionals Required

Successful transactions require a team of qualified professionals. In addition to business advisors, transactions typically require:

• Transaction attorneys to draft and negotiate legal documents, conduct legal due diligence, and advise on legal issues
• Tax advisors to structure transactions tax-efficiently and advise on tax implications
• Accountants to prepare or review financial statements, quality of earnings reports, and tax returns
• Valuation specialists for formal valuations when required
• Environmental consultants when real property is involved
• Industry specialists for technical due diligence
• Insurance professionals for representations and warranties insurance and other coverage
• Lenders or investment bankers for financing
• Other specialists as circumstances require

We strongly recommend engaging qualified professionals in all relevant disciplines. We cannot and do not provide services outside our area of expertise.

6. Website Content Disclaimers

6.1 General Information Only

All content on this website, including but not limited to:

• Articles and blog posts
• Case studies and testimonials
• White papers and guides
• Videos and presentations
• Transaction blueprints and methodologies
• Market data and statistics
• Industry insights and commentary
• Frequently asked questions
• Service descriptions

IS PROVIDED FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE ADVICE.

6.2 No Guarantee of Accuracy, Completeness, or Currency

While we endeavor to provide accurate and current information, WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, CURRENCY, RELIABILITY, OR SUITABILITY OF ANY INFORMATION ON THIS WEBSITE.

Information may:

• Contain errors or omissions
• Be outdated or superseded
• Be incomplete or insufficient for decision-making
• Not reflect recent developments
• Not apply to your specific circumstances

YOU USE ALL INFORMATION AT YOUR OWN RISK.

6.3 Blog and Article Disclaimers

IMPORTANT NOTICE REGARDING BLOG AND ARTICLE CONTENT:

Content in our blog and articles sections:

• Represents personal opinions and experiences of the authors based on their professional backgrounds
• Is not professional advice of any kind (investment, legal, tax, accounting, business, or otherwise)
• Is educational and informational only and should not be relied upon for business decisions
• May cite third-party sources that we believe to be reliable, but we do not independently verify the accuracy of external sources
• Reflects information and opinions as of the publication date and may not be updated for subsequent developments
• Does not consider your specific circumstances and may not be suitable for your situation

ANY ACTION YOU TAKE BASED ON BLOG OR ARTICLE CONTENT IS ENTIRELY AT YOUR OWN RISK AND DISCRETION.

Before acting on any information from our blog or articles, you must:

• Consult with qualified professionals (attorneys, accountants, tax advisors, financial advisors, etc.)
• Independently verify any information that may be material to your decisions
• Evaluate whether the information applies to your specific circumstances
• Consider all risks and alternatives

6.4 Forward-Looking Statements

Certain statements on this website regarding M&A market trends, industry outlook, transaction multiples, market conditions, economic forecasts, and other future-oriented commentary constitute "forward-looking statements."

FORWARD-LOOKING STATEMENTS INVOLVE KNOWN AND UNKNOWN RISKS, UNCERTAINTIES, AND ASSUMPTIONS. Actual results, conditions, and outcomes may differ materially from those expressed or implied in forward-looking statements due to numerous factors, including but not limited to:

• Changes in economic conditions
• Changes in interest rates and capital markets
• Changes in buyer and seller behavior
• Industry consolidation or disruption
• Regulatory developments
• Changes in tax laws
• Geopolitical events
• Technological changes
• Competitive dynamics
• Unforeseen events

Forward-looking statements:

• Are based on information, assumptions, and opinions as of the date stated
• Should not be relied upon as predictions of future results
• Are not updated to reflect subsequent developments unless specifically noted
• Do not constitute investment advice or recommendations
• Past market trends, transaction multiples, and historical data are not indicative of future results

6.5 Testimonials and Case Study Disclaimers

IMPORTANT NOTICE REGARDING TESTIMONIALS AND CASE STUDIES:

Testimonials, client experiences, and case studies on this website:

• Reflect the individual experiences of specific clients under specific circumstances
• Are not representative of typical results or experiences
• Do not guarantee similar outcomes for other clients or transactions
• Have been provided voluntarily by clients (testimonials) or with consent (case studies)
• May be anonymized to protect client confidentiality
• Describe results and experiences only without guarantees or predictions

EVERY BUSINESS, TRANSACTION, AND SITUATION IS UNIQUE. Factors affecting outcomes include:

• Business financial performance and growth trajectory
• Industry conditions and outlook
• Market timing and conditions
• Quality of management team
• Competitive positioning
• Business size and complexity
• Geographic location
• Buyer or seller pool quality and interest
• Economic conditions
• Deal structure and terms
• Numerous other variables

YOU SHOULD NOT ASSUME THAT:

• Your experience will be similar to testimonials or case studies
• Your transaction will achieve similar results
• Your timeline will be similar
• Your challenges will be the same
• Any specific outcome can be achieved

ACTUAL RESULTS WILL VARY SIGNIFICANTLY BASED ON YOUR SPECIFIC CIRCUMSTANCES.

6.6 Third-Party Content and Links

This website may contain links to third-party websites, resources, or content. We provide these links for convenience only.

WE DO NOT ENDORSE, CONTROL, OR ASSUME RESPONSIBILITY FOR:

• Content on third-party websites
• Accuracy of third-party information
• Practices or policies of third parties
• Products or services offered by third parties

You access and use third-party websites and resources at your own risk. We recommend reviewing the terms of use and privacy policies of any third-party websites you visit.

7. INTERIM EXECUTIVE AND TRANSITIONAL ADVISORY DISCLAIMERS

7.1 Nature of Interim Services

When we provide interim executive services (such as interim CEO, interim CFO, or other transitional leadership roles), the following terms apply:

Independent Contractor Relationship: Interim executives provided by or through TDQ Enterprises, Inc. are independent contractors, not employees. No employment relationship is created between:

• The interim executive and the client company
• TDQ Enterprises, Inc. and the client company
• The interim executive and TDQ Enterprises, Inc. (if the executive is a third-party contractor)

The interim executive is not entitled to:

• Employment benefits
• Workers' compensation (unless specifically agreed)
• Unemployment benefits
• Employment protections under employment laws
• Any other rights or benefits of employment

7.2 Scope and Limitations of Interim Services

Interim Executives Serve in a Limited, Transitional Capacity:

Scope of Authority:

• Authority is limited to that specifically granted in the engagement agreement or by the client's board of directors
• Interim executives do not have inherent authority to bind the company beyond their specified scope
• Material decisions should be approved by the board or ownership
• Day-to-day operational decisions within granted authority may be made

Good Faith Efforts Only:

• Interim executives will make good faith efforts to fulfill their responsibilities
• No fiduciary duty is created except as may be specifically required by the client's organizational documents or applicable law for the specific position held
• Services are provided on a best efforts basis
• Results are not guaranteed

Transition Period:

• Services are temporary and transitional in nature
• The engagement is for a defined period or until specific milestones are achieved
• Either party may terminate the engagement as specified in the engagement agreement
• The interim executive's role is to provide stability and leadership during transition, not permanent management

7.3 Limitation of Liability for Interim Services

Specific Limitations Apply to Interim Executive Services:

• Liability is limited as specified in the engagement agreement
• The interim executive is not personally liable for business results, outcomes, or company performance during the transition period
• Decisions made in good faith within the scope of authority are not subject to personal liability
• The engagement agreement governs all terms, conditions, responsibilities, and liabilities

Client Acknowledgments: When engaging interim executives, clients acknowledge:

• The temporary and transitional nature of the services
• The importance of board oversight during the interim period
• The need to engage permanent leadership in a timely manner
• That business results depend on numerous factors beyond the interim executive's control
• That the interim executive cannot guarantee any specific business outcomes

7.4 Post-Transition

• The interim executive has no continuing obligations unless specifically agreed in writing
• Confidentiality obligations survive as specified in the engagement agreement
• Any non-compete or non-solicitation provisions apply as specified in the engagement agreement
• The client assumes full responsibility for ongoing operations

8. LIMITATION OF LIABILITY

To the maximum extent permitted by law, TDQ Enterprises, Inc., Trusted Business Transaction Advisors, and our officers, directors, employees, agents, affiliates, contractors, successors, and assigns (collectively, "Company Parties") shall not be liable for any damages arising from:

• Your use of or inability to use this website
• Your reliance on any information, content, or materials provided on this website
• Any business decisions, transactions, or actions you take or fail to take based on information from this website
• Any errors, omissions, inaccuracies, or incompleteness in website content
• Any delays, interruptions, or unavailability of this website
• Any security breaches, unauthorized access, or data loss
• Any third-party content, links, or services referenced on this website
• Any forward-looking statements or predictions that do not materialize
• Any differences between general information provided and your specific circumstances
• Any outcomes that differ from testimonials, case studies, or examples

Damages limitation includes but is not limited to:

• Direct, indirect, incidental, special, consequential, exemplary, or punitive damages
• Lost profits, business opportunities, or revenue
• Business interruption or lost business value
• Failed, delayed, or unsuccessful transactions
• Loss of data or information
• Cost of substitute services
• Investment losses or opportunity costs
• Loss of goodwill or reputation

Whether based on warranty, contract, tort (including negligence), strict liability, statute, or any other legal theory, and whether or not the Company Parties have been advised of the possibility of such damages.

If you are dissatisfied with any information on this website, your sole and exclusive remedy is to stop using the website. This limitation of liability is in addition to, and not in lieu of, the limitation of liability provisions in our Website Terms of Use.

9. INDEMNIFICATION

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THE COMPANY PARTIES FROM AND AGAINST ANY CLAIMS, DAMAGES, LOSSES, LIABILITIES, COSTS, AND EXPENSES (INCLUDING REASONABLE ATTORNEYS' FEES) ARISING FROM OR RELATING TO:

• Your use of this website
• Your reliance on information from this website
• Any business decisions or transactions you enter into based on information from this website
• Your breach of these disclaimers or the Website Terms of Use
• Your violation of any law or the rights of any third party
• Any information you provide through this website
• Any claims by your shareholders, partners, members, employees, or other stakeholders related to advice or information you obtained or failed to obtain

This indemnification obligation survives termination of your use of this website and applies regardless of whether the Company Parties provided notice of a claim.

10. NO WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL INFORMATION, CONTENT, AND MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of accuracy, reliability, completeness, or currency
• Warranties of merchantability or fitness for a particular purpose
• Warranties that information is suitable for your specific circumstances
• Warranties regarding results or outcomes
• Warranties that the website will be uninterrupted, timely, secure, or error-free
• Warranties that defects will be corrected
• Any other warranties, express or implied

WE SPECIFICALLY DISCLAIM ANY REPRESENTATION OR WARRANTY THAT:

• Information on this website is accurate, complete, reliable, or current
• Information applies to your specific circumstances
• Any specific results can or will be achieved
• Any transaction will be completed successfully
• Any timeline estimate will be accurate
• Any valuation indication will be achieved in a transaction

11. SCOPE OF ENGAGEMENT CONTROLLED BY WRITTEN AGREEMENT

FOR ACTUAL CLIENT ENGAGEMENTS:

Nothing on this website defines, limits, or controls the scope of services, terms, fees, responsibilities, or liabilities for any actual client engagement. If you become a client:

• The engagement agreement controls: All terms are defined by the written engagement agreement executed between you and TDQ Enterprises, Inc.
• Scope specificity: The specific services, deliverables, timeline, and fees are set forth in the engagement agreement
• Modifications: Any changes to scope, terms, or fees must be agreed in writing
• These disclaimers are not engagement terms: These website disclaimers relate to website use only, not to actual advisory engagements

The engagement agreement will include its own terms regarding:

• Scope of services and deliverables
• Fees and payment terms
• Term and termination
• Confidentiality
• Conflicts of interest
• Limitation of liability
• Indemnification
• Dispute resolution
• Governing law
• Other terms specific to the engagement

12. COMPLIANCE WITH LAWS

YOU ARE RESPONSIBLE FOR COMPLIANCE WITH ALLAPPLICABLE LAWS. This includes but is not limited to:

• Securities laws and regulations
• Tax laws and filing requirements
• Corporate governance requirements
• Employment and labor laws
• Environmental laws
• Industry-specific regulations
• State and federal business laws
• Antitrust and competition laws
• Data privacy and security laws

We do not provide legal advice regarding compliance with any laws or regulations. Consult qualified attorneys for all legal compliance matters.

13. DISCLAIMER OF AFFILIATION

UNLESS SPECIFICALLY STATED OTHERWISE, WE HAVE NO AFFILIATION, ENDORSEMENT, SPONSORSHIP, OR PARTNERSHIP WITH:

• Any businesses mentioned on this website
• Any professionals or firms we may reference or recommend
• Any industry associations or organizations (except as specifically disclosed)
• Any lenders, investors, or financing sources
• Any technology providers or service providers
• Any educational institutions or training programs

Any mention of third parties is for informational purposes only and does not constitute endorsement.

14. CHANGES TO THESE DISCLAIMERS

We reserve the right to modify these disclaimers at any time. Material changes will be posted on this website with an updated "Last Updated" date. Your continued use of the website after any modifications constitutes your acceptance of the modified disclaimers.

We recommend reviewing these disclaimers periodically to stay informed of any updates.

15. SEVERABILITY

If any provision of these disclaimers is held to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if such modification is not possible, such provision shall be severed from these disclaimers. The validity, legality, and enforceability of the remaining provisions shall not be affected.

16. QUESTIONS OR CONCERNS

If you have questions about these disclaimers or the information on this website, please contact us:

TDQ Enterprises, Inc.
d/b/a Trusted Business Transaction Advisors
Email: info@trustedbta.com
Phone: (330) 388-0768
Address: 5195 Hampsted Village Center Way #761, New Albany, OH 43054-8331

17. ACKNOWLEDGMENT AND ACCEPTANCE

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT:

• You have read and understood these disclaimers in their entirety
• You understand that no advisory relationship has been created
• You understand that information on this website is not professional advice
• You will not rely on website information without obtaining professional advice
• You accept all risks associated with using information from this website
• You agree to the limitations of liability and other terms set forth herein
• You will consult qualified professionals before making any business decisions
• You understand your obligation to independently verify any information
• You accept sole responsibility for any actions you take based on website content

IF YOU DO NOT ACCEPT THESE DISCLAIMERS, YOU MUST NOT USE THIS WEBSITE.

Last Updated: November 17, 2025
© 2025 TDQ Enterprises, Inc. All rights reserved.