WEBSITE TERMS OF USE

Effective Date: November 17, 2025
Last Updated: November 17, 2025

1. ACCEPTANCE OF TERMS

Welcome to trustedbta.com (the "Site"), owned and operated by TDQ Enterprises, Inc., doing business as Trusted Business Transaction Advisors ("Company," "we," "us," or "our").

BY ACCESSING, BROWSING, OR USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF USE (THE "TERMS"), OUR M&A ADVISORY SERVICES DISCLAIMERS, OUR PRIVACY POLICY, AND OUR COOKIE POLICY, ALL OF WHICH ARE INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THIS SITE.

For contact forms, newsletter subscriptions, and other interactive features, you will be required to affirmatively accept these Terms through a clickwrap agreement before submission.

These Terms constitute a legally binding agreement between you and TDQ Enterprises, Inc. We reserve the right to modify these Terms at any time. Your continued use of the Site after any modifications constitutes your acceptance of the modified Terms.

2. IMPORTANT DISCLAIMER - NO ADVISORY RELATIONSHIP

CRITICAL NOTICE: THE INFORMATION ON THIS SITE IS PROVIDED FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE PROFESSIONAL ADVICE OF ANY KIND.

2.1 No Advisory Relationship Created

NO ADVISORY RELATIONSHIP, FIDUCIARY RELATIONSHIP, CONTRACTUAL RELATIONSHIP, OR ANY OTHER PROFESSIONAL RELATIONSHIP IS CREATED BY:

• Accessing or browsing this Site
• Reading content on this Site
• Submitting a contact form or inquiry
• Receiving a response to an inquiry
• Downloading materials from this Site
• Subscribing to our newsletter or email list
• Participating in any pre-engagement communications

An advisory relationship is only established when and if you and TDQ Enterprises, Inc. execute a written engagement agreement after completing our conflicts review process.

2.2 Not Professional Advice

The information on this Site is NOT and shall NOT be construed as:

• Investment advice or recommendations
• Business advice specific to your situation
• Legal advice or legal opinions
• Tax advice or tax planning
• Accounting advice or financial statement analysis
• Valuation advice or formal business valuations
• Securities advice or recommendations
• Any other form of regulated professional advice

YOU SHOULD NOT ACT OR REFRAIN FROM ACTING BASED ON ANY INFORMATION ON THIS SITE WITHOUT SEEKING PROFESSIONAL COUNSEL FROM QUALIFIED ATTORNEYS, ACCOUNTANTS, TAX ADVISORS, FINANCIAL ADVISORS, AND OTHER APPROPRIATE PROFESSIONALS.

2.3 No Confidentiality

ANY INFORMATION YOU SUBMIT TO US THROUGH THIS SITE PRIOR TO EXECUTING A WRITTEN ENGAGEMENT AGREEMENT IS NOT CONFIDENTIAL AND WE HAVE NO OBLIGATION TO MAINTAIN ITS CONFIDENTIALITY. Do not send confidential, proprietary, or sensitive business information through contact forms, email, or any other means until a written engagement agreement with confidentiality provisions has been executed.

We may be prevented from representing you due to conflicts of interest, even after you have submitted information or communicated with us. We have no obligation to inform you of conflicts or to decline other engagements based on preliminary discussions.

3. DESCRIPTION OF SERVICES

TDQ Enterprises, Inc. d/b/a Trusted Business Transaction Advisors is a business advisory firm specializing in mergers and acquisitions advisory, exit planning, business transition services, and related advisory services.

WE ARE NOT:

• A law firm and do not provide legal services
• A business brokerage firm (we are business advisors, not business brokers)
• An accounting firm providing audit, tax preparation, or bookkeeping services
• A registered investment advisor or securities broker-dealer
• A bank or lending institution
• An insurance agency

The services described on this Site are general descriptions only. Actual services, scope, deliverables, fees, and terms are defined solely by written engagement agreements executed between you and our firm.

4. INTELLECTUAL PROPERTY RIGHTS

4.1 Ownership

All content on this Site, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, designs, the "look and feel" of the Site, our transaction blueprints, methodologies, processes, frameworks, articles, blog posts, case studies, and all other materials (collectively, "Content") are the exclusive property of TDQ Enterprises, Inc. or our licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

The trademarks, service marks, and logos ("Marks") displayed on this Site are the registered and unregistered Marks of TDQ Enterprises, Inc., Trusted Business Transaction Advisors, and others. Nothing on this Site grants you any right or license to use any Mark without our prior written permission.

4.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Site and view the Content solely for your personal, noncommercial, informational purposes. This license does not include any right to:

• Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any Content
• Use any data mining, robots, scraping, or similar data gathering or extraction methods
• Download (other than page caching) any portion of the Site or Content, except as expressly permitted
• Use the Site or Content for any commercial purpose or for the benefit of any third party
• Remove, alter, or obscure any copyright, trademark, or other proprietary rights notices

4.3 Prohibited Uses

You agree not to:

• Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code of the Site
• Bypass, circumvent, or attempt to bypass or circumvent any measures we may use to prevent or restrict access to the Site
• Use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party's use
• Attempt to gain unauthorized access to any systems, accounts, or networks connected to the Site
• Use any automated system or software to extract data from the Site for commercial purposes ("screen scraping")
• Copy our business methodologies, transaction processes, or other proprietary business methods for use in competing businesses
• Frame or mirror any part of the Site without our express prior written consent

4.4 DMCA Compliance

We respect the intellectual property rights of others. If you believe that any content on our Site infringes your copyright, please notify our designated Copyright Agent:

Copyright Agent
TDQ Enterprises, Inc.
5195 Hampsted Village Center Way #761
New Albany, OH 43054-8331
Email: legal@trustedbta.com

Your notice must include:

• Identification of the copyrighted work claimed to have been infringed
• Identification of the allegedly infringing material
• Your contact information
• A statement that you have a good faith belief that the use is not authorized
• A statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner
• Your physical or electronic signature

5. USER CONDUCT AND SUBMISSIONS

5.1 Acceptable Use

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable federal, state, local, or international law or regulation
• Transmit any material that is defamatory, obscene, fraudulent, or otherwise objectionable
• Impersonate or attempt to impersonate the Company, our employees, another user, or any other person or entity
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Introduce viruses, Trojan horses, worms, logic bombs, or other malicious or technologically harmful material
• Attempt to interfere with the proper working of the Site or any activities conducted on the Site

5.2 Information Submitted Through Contact Forms

When you submit information through our contact forms, you represent and warrant that:

• All information provided is true, accurate, current, and complete
• You have the authority to provide such information
• You have read and agreed to these Terms, our Advisory Services Disclaimers, and our Privacy Policy
• You understand that submitting the form does not create an advisory relationship
• You understand that the information is not confidential unless and until a written engagement agreement is executed

5.3 Newsletter and Email Subscriptions

By subscribing to our newsletter or email list, you:

• Consent to receive marketing and informational emails from us
• Acknowledge that you can unsubscribe at any time using the unsubscribe link in emails
• Understand that we may segment our lists (sellers, buyers, general) and send targeted content
• Acknowledge that deal opportunity emails sent to buyer lists contain only generic, non-confidential information and that specific details require execution of a non-disclosure agreement

6. THIRD-PARTY LINKS AND SERVICES

The Site may contain links to third-party websites, services, or resources ("Third-Party Services") that are not owned or controlled by TDQ Enterprises, Inc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any Third-Party Services.

YOU ACKNOWLEDGE AND AGREE THAT WE SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH THE USE OF OR RELIANCE ON ANY THIRD-PARTY SERVICES.

The inclusion of any link does not imply endorsement by us of the Third-Party Service. You access Third-Party Services at your own risk and should review their terms and privacy policies.

7. DISCLAIMERS OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THIS SITE AND ALL CONTENT, MATERIALS, INFORMATION, SOFTWARE, AND SERVICES PROVIDED ON OR THROUGH THIS SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT
• WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, TIMELINESS, OR AVAILABILITY OF THE SITE OR CONTENT
• WARRANTIES THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE
• WARRANTIES THAT DEFECTS WILL BE CORRECTED
• WARRANTIES REGARDING THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SITE
• WARRANTIES REGARDING ANY INFORMATION, ADVICE, OR SERVICES OBTAINED THROUGH THE SITE

WE MAKE NO REPRESENTATIONS OR WARRANTIES THAT:

• The Site or Content will meet your requirements
• Your use of the Site will be uninterrupted, timely, secure, or error-free
• Any errors in the Site or Content will be corrected
• The Site or servers are free of viruses or other harmful components
• The information provided on the Site is accurate, complete, reliable, current, or applicable to your specific circumstances

INFORMATION ON THE SITE, INCLUDING BUT NOT LIMITED TO MARKET TRENDS, VALUATION MULTIPLES, TRANSACTION STATISTICS, INDUSTRY ANALYSIS, AND BUSINESS INSIGHTS, IS PROVIDED FOR GENERAL INFORMATIONAL PURPOSES ONLY. ACTUAL MARKET CONDITIONS, TRANSACTION VALUES, AND OUTCOMES MAY DIFFER MATERIALLY.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you. You may have other rights that vary by jurisdiction.

8. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL TDQ ENTERPRISES, INC., TRUSTED BUSINESS TRANSACTION ADVISORS, OR ANY OF OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS (COLLECTIVELY, "COMPANY PARTIES") BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO:

• DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING:
• LOST PROFITS OR BUSINESS OPPORTUNITIES
• FAILED, DELAYED, OR UNSUCCESSFUL TRANSACTIONS
• BUSINESS INTERRUPTION OR LOST REVENUES
• LOSS OF GOODWILL OR BUSINESS VALUE
• LOSS OF DATA OR INFORMATION
• COST OF SUBSTITUTE SERVICES OR PROCUREMENT
• INVESTMENT LOSSES OR OPPORTUNITY COSTS
• DAMAGES ARISING FROM RELIANCE ON INFORMATION PROVIDED ON THE SITE
• DAMAGES ARISING FROM ANY BUSINESS DECISION MADE BASED ON SITE CONTENT
• DAMAGES ARISING FROM SECURITY BREACHES, UNAUTHORIZED ACCESS, OR DATA LOSS
• WHETHER SUCH DAMAGES ARE BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IF YOU ARE DISSATISFIED WITH THE SITE OR ANY CONTENT, OR WITH THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

IN NO EVENT SHALL THE TOTAL LIABILITY OF THE COMPANY PARTIES TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE EXCEED ONE HUNDRED DOLLARS ($100.00).

THESE LIMITATIONS SHALL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so some of the above limitations may not apply to you.

9. INDEMNIFICATION

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THE COMPANY PARTIES FROM AND AGAINST ANY AND ALL THIRD-PARTY CLAIMS, DEMANDS, LOSSES, DAMAGES, LIABILITIES, COSTS, AND EXPENSES (INCLUDING REASONABLE ATTORNEYS' FEES AND COSTS) ARISING OUT OF OR RELATING TO:

• Your access to or use of the Site
• Your violation of these Terms
• Your violation of any law, regulation, or rights of any third party
• Any content, information, or materials you submit through the Site
• Your breach of any representations, warranties, or covenants contained in these Terms
• Any business decision or transaction you enter into or fail to enter into based on information from this Site
• Any claim that your use of the Site caused damage to a third party

This indemnification obligation shall survive termination of these Terms and your use of the Site.

You agree that this indemnification obligation applies regardless of whether the Company Parties provided notice of a claim or whether any settlement was reasonable, and the parties expressly agree to abrogate any common law conditions on indemnification, including but not limited to those conditions articulated in Globe Indemnity Co. v. Schmitt and its progeny.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defenses.

10. DISPUTE RESOLUTION

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

10.1 Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Site shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. The United Nations Convention on Contracts for the International Sale of Goods shall not apply.

10.2 Agreement to Arbitrate

YOU AND TDQ ENTERPRISES, INC. AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS, THE SITE, OR YOUR USE OF THE SITE (COLLECTIVELY, "DISPUTES") SHALL BE SETTLED BY BINDING ARBITRATION, EXCEPT AS SET FORTH BELOW.

This agreement to arbitrate is intended to be broadly interpreted and includes, but is not limited to:

• Claims arising out of or relating to any aspect of the relationship between you and us
• Claims that arose before these Terms or any prior agreement
• Claims that arise after the termination of these Terms
• Claims based on contract, tort, statute, fraud, misrepresentation, or any other legal theory
• Claims related to the validity, enforceability, or scope of this arbitration provision

10.3 Arbitration Rules and Procedures

• Arbitration Administrator: Any arbitration shall be administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules in effect at the time the arbitration is commenced.
• Location: Arbitration shall take place in Franklin County, Ohio, unless both parties agree otherwise.
• Arbitrator: The arbitration shall be conducted by a single arbitrator selected in accordance with AAA rules. The arbitrator shall be a retired judge or an attorney with at least ten (10) years of experience in commercial disputes.
• Rules of Evidence: The arbitrator shall apply the Federal Rules of Evidence.
• Discovery: Discovery shall be permitted to the extent allowed under the AAA Commercial Arbitration Rules.
• Award: The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
• Costs and Fees: Each party shall bear its own attorneys' fees and costs unless the arbitrator awards fees and costs to the prevailing party as authorized by applicable law. The parties shall share equally the fees and costs of the arbitrator and AAA administrative fees, unless the arbitrator determines otherwise.

10.4 Exceptions to Arbitration

Notwithstanding the agreement to arbitrate, either party may:

1. Seek Injunctive Relief: Bring an action in the state or federal courts located in Franklin County, Ohio, seeking injunctive or other equitable relief for:
   • Protection of intellectual property rights
   • Breach of confidentiality obligations
   • Unauthorized access to systems or data
   • Any other matter requiring immediate injunctive relief
2. Small Claims Court: Pursue a claim in small claims court if the claim qualifies for such court and remains in such court.

10.5 Class Action Waiver

YOU AND TDQ ENTERPRISES, INC. AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

If a court or arbitrator determines that this class action waiver is unenforceable, then the arbitration agreement shall be void as to that claim, and that claim must be severed and brought in court.

10.6 Waiver of Jury Trial

YOU AND TDQ ENTERPRISES, INC. HEREBY WAIVE ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE, WHETHER SOUNDING IN CONTRACT, TORT, OR OTHERWISE.

10.7 Exclusive Venue for Non-Arbitrable Disputes

For any disputes not subject to arbitration (such as actions for injunctive relief described above), you agree that such disputes shall be brought exclusively in the federal or state courts located in Franklin County, Ohio. You consent to the personal jurisdiction and venue of such courts and waive any objection based on inconvenient forum.

10.8 Opt-Out Right

You have the right to opt out of this arbitration agreement by sending written notice of your decision to opt out to the following address within thirty (30) days of first accessing the Site:

TDQ Enterprises, Inc.
Attn: Arbitration Opt-Out
5195 Hampsted Village Center Way #761
New Albany, OH 43054-8331

Your notice must include your name, address, email address, and a clear statement that you wish to opt out of this arbitration agreement. If you opt out, all other provisions of these Terms will continue to apply, but disputes will be resolved in court subject to Section 10.7 above.

10.9 Delegation

The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement, including but not limited to any claim that all or any part of this arbitration agreement is void or voidable. This delegation provision shall be severable from the arbitration agreement if the arbitration agreement as a whole is found to be unenforceable.

10.10 Survival

This dispute resolution provision shall survive the termination of these Terms and your relationship with TDQ Enterprises, Inc.

11. MODIFICATIONS TO SITE AND TERMS

11.1 Modifications to Site

We reserve the right to modify, suspend, or discontinue the Site or any part thereof at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Site.

11.2 Modifications to Terms

We reserve the right to modify these Terms at any time in our sole discretion. If we make material changes to these Terms, we will notify you by:

• Posting the updated Terms on the Site with a new "Last Updated" date
• Sending an email notification to users who have provided email addresses (at our discretion)
• Displaying a prominent notice on the Site for at least thirty (30) days

Your continued use of the Site after the effective date of any modifications constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Site.

Material changes include, but are not limited to:

• Changes to dispute resolution procedures
• Changes to limitation of liability provisions
• Changes to data collection or privacy practices (see Privacy Policy for additional notice requirements)
• Expansion or limitation of services offered
• Changes to intellectual property rights or licenses

We recommend that you review these Terms periodically to stay informed of any updates.

12. PRIVACY AND DATA PROTECTION

Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the practices described in our Privacy Policy.

Key Privacy Points:

• We collect personal information through contact forms, newsletter subscriptions, and automated tracking technologies (cookies, analytics)
• We use your information to respond to inquiries, send marketing communications, improve our Site, and comply with legal obligations
• We share information with third-party service providers (email marketing, analytics, CRM, chatbots) as necessary to operate our business
• We implement reasonable security measures but cannot guarantee absolute security
• You have certain rights regarding your personal information, including rights to access, correct, and delete data
• We comply with CAN-SPAM, FTC requirements, and applicable state privacy laws
• Please review our complete Privacy Policy and Cookie Policy for detailed information about our data practices

13. ELECTRONIC COMMUNICATIONS

By using the Site or providing your email address to us, you consent to receive electronic communications from us, including:

• Emails responding to your inquiries
• Marketing and promotional emails (if you have subscribed)
• Transactional emails related to your use of the Site
• Legal notices and policy updates

You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

You may withdraw your consent to receive marketing emails at any time by:

• Clicking the "unsubscribe" link in any marketing email
• Sending a request to info@trustedbta.com
• Contacting us at (330) 388-0768

However, you cannot opt out of receiving transactional or legal notice emails related to your use of the Site.

14. TERM AND TERMINATION

14.1 Term

These Terms commence when you first access the Site and continue until terminated in accordance with this Section.

14.2 Termination by You

You may terminate these Terms at any time by ceasing to use the Site and destroying any downloaded materials.

14.3 Termination by Us

We may, in our sole discretion, terminate or suspend your access to all or part of the Site, with or without notice, for any reason or no reason, including but not limited to:

• Breach of these Terms
• Conduct that we believe is harmful to us, other users, or third parties
• Violation of applicable law
• Extended periods of inactivity
• Technical or security concerns

14.4 Effect of Termination

Upon termination:

• Your right to use the Site immediately ceases
• You must immediately destroy all downloaded materials
• All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to: ownership provisions, warranty disclaimers, indemnification, limitations of liability, and dispute resolution provisions

Termination does not affect any rights or obligations that accrued before termination.

15. GENERAL PROVISIONS

15.1 Entire Agreement

These Terms, together with our M&A Advisory Services Disclaimers, Privacy Policy, and Cookie Policy, constitute the entire agreement between you and TDQ Enterprises, Inc. regarding the Site and supersede all prior or contemporaneous understandings and agreements, whether written or oral, regarding the Site.

15.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its intent, or if such modification is not possible, such provision shall be severed from these Terms. The validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.

15.3 Waiver

No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision. Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of TDQ Enterprises, Inc.

15.4 Assignment

You may not assign, transfer, or delegate these Terms or your rights and obligations hereunder without our prior written consent. Any attempted assignment, transfer, or delegation without such consent shall be null and void. We may assign, transfer, or delegate these Terms or our rights and obligations hereunder, in whole or in part, without restriction and without notice to you, including in connection with a merger, acquisition, corporate reorganization, or sale of assets. These Terms shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

15.5 No Third-Party Beneficiaries

These Terms are for the benefit of you and TDQ Enterprises, Inc. only and are not intended to confer any right or benefit upon any third party. No third party shall have any right to enforce any provision of these Terms.

15.6 Force Majeure

We shall not be liable for any failure or delay in performance under these Terms due to causes beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

15.7 Headings

The section and paragraph headings in these Terms are for convenience only and shall not affect their interpretation.

15.8 Statute of Limitations

Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

15.9 Export Control

You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce and sanctions programs administered by the U.S. Department of Treasury's Office of Foreign Assets Control. You represent that you are not located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services.

15.10 Government Users

If you are a U.S. government user, the Site and Content are "commercial items" as that term is defined at 48 C.F.R. § 2.101, consisting of "commercial computer software" and "commercial computer software documentation" as such terms are used in 48 C.F.R. § 12.212. Consistent with 48 C.F.R. § 12.212 and 48 C.F.R. §§ 227.7202-1 through 227.7202-4, all U.S. government users acquire the Site and Content with only those rights set forth herein.

15.11 Relationship of Parties

You and TDQ Enterprises, Inc. are independent contractors. These Terms do not create any agency, partnership, joint venture, employment, or franchisee relationship. Neither party has the authority to bind the other or to incur obligations on the other's behalf without the other party's prior written consent.

15.12 Language

These Terms are drafted in the English language. If these Terms are translated into any other language, the English language version shall control and prevail in the event of any conflict or inconsistency.

16. CONTACT INFORMATION

If you have any questions, concerns, or complaints about these Terms or the Site, please contact us:

TDQ Enterprises, Inc.
d/b/a Trusted Business Transaction Advisors
Mailing Address: 5195 Hampsted Village Center Way #761, New Albany, OH 43054-8331
Email:
General Inquiries: info@trustedbta.com
Privacy Matters: privacy@trustedbta.com
Legal Notices: legal@trustedbta.com
Phone: (330) 388-0768
Website: trustedbta.com

17. ACKNOWLEDGMENT

BY USING THIS SITE, YOU ACKNOWLEDGE THAT:

• You have read and understood these Terms in their entirety
• You have had the opportunity to ask questions and seek clarification
• You agree to be bound by these Terms and all incorporated policies
• You understand that your access to and use of the Site is subject to these Terms
• You understand that no advisory relationship has been created by your use of this Site
• You understand that information on this Site is not professional advice
• You accept all risks associated with using the Site
• You have read and understood the arbitration agreement and class action waiver
• You have read and understood the limitation of liability and warranty disclaimers
• You understand your right to opt out of the arbitration agreement within 30 days

IF YOU DO NOT AGREE WITH ANY PROVISION OF THESE TERMS, YOU MUST IMMEDIATELY CEASE USING THE SITE.

Last Updated: November 17, 2025
© 2025 TDQ Enterprises, Inc. All rights reserved.